Texas Local Government Debt — FY 2025
$0
That's how much Texas cities, counties, and school districts owe right now. And it's growing.
Source: Texas Bond Review Board · Data as of FY2025
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Your share of local debt
$12,167
That's the average Texan's share of local government debt — before counting state debt, pension obligations, or unfunded liabilities.
40%
owed by school districts
$148B
school district debt alone
30%
owed by Texas cities
$365.5B total · 30M+ residents · Per-capita calculated from U.S. Census ACS 2023
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But it's not distributed evenly. Some counties owe far more per resident than others.
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Charles Blain · LocalInsights · 2025
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County Debt Per Resident
$0 $1,000 $3,000+
County government debt only. Does not include ISD, city, or special district debt within the county.
Texas Bond Review Board · U.S. Census Bureau
LocalInsights
County
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Debt per resident
Total debt outstanding —
Population —
Data period FY 2025
Source TX Bond Review Board